General Loans will be made available for any reasonable purpose and will attract a Fund Maintenance Contribution. The Fund Maintenance Contribution may vary in rate from time to time however; the rate applicable at the time a loan is paid remains extant for the life of the loan. Notwithstanding, the rate will be set at a much lower rate than comparable commercial loans. Loans will be available from $300 increasing in $100 increments to $6000. Members will have the option of varying repayment terms with two years being the maximum term permitted.